239 N.W.2d 499 LARRY A. HADENFELDT EL AL., APPELLANTS AND CROSS-APPELLEES, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, A CORPORATION, APPELLEE AND CROSS-APPELLANT. No. 40236.Supreme Court of Nebraska. Filed March 11, 1976. 1. Insurance. The liability of an insurer to pay in excess of the face of the policy accrues when the insurer, having exclusive […]